Adverse Credit Remortgage

If you have had problems remortgaging due to a bad credit rating or defaults on your mortgage payments in the past, it may still be possible to remortgage. There are companies that specialise in providing bad credit remortgage quotes, and in many cases if you can satisfy affordability criteria, it is highly likely you can be approved for an adverse credit remortgage.

Compare bad credit remortgage quotes

Whilst an adverse credit history is one of the considerations taken into account when underwriting mortgage applications, it is only one part of the equation. Many bad credit mortgage lenders are primarily concerned about the ability of borrowers to meet repayments in the future, rather than looking at what has happened in the past. Therefore if borrowers can show how their financial circumstances have changed since running into financial difficulties, for example by consolidating debts and paying outstanding bills, they stand a good chance of getting a competitive remortgage quote.

We can put homeowners looking for an adverse credit remortgage deal in touch with a team of FCA authorised mortgage brokers who specialise in finding the best possible rates for bad credit borrowers.

Things to consider when comparing adverse credit remortgage deals:
  • It is still possible to find a competitive rate of interest on a poor credit remortgage, although the rates are sometimes higher than a mainstream mortgage product;
  • Remember to factor in arrangement fees, valuation fees and legal fees when deciding if a deal is right for you;
  • If you’re struggling with current mortgage payments, fastrack remortgages are available and may help you out of a tight situation and prevent repossession – contact us, we may be able to assist.

Free, no obligation poor credit remortgage quotes

Complete our 30 second enquiry form and we will put you in touch with an FCA authorised mortgage expert.

With experience of helping people with credit problems find a competitive remortgage deal, our mortgage experts have the specialist knowledge to help you. Comparing a wide range of remortgage quotes, with over 7,500 mortgage products to choose from – our aim is to find you the right deal.

Our service provides:
  • No credit checks without your prior consent
  • 7,500 mortgage deals compared
  • Fast, friendly service, with no high-pressure sales techniques
  • We have access to market leading rates
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