Standard Variable Rate Remortgage

There are several different types of variable rate mortgages on the market, but one of the most popular is the standard variable rate mortgage. The rate of interest charged on the loan varies throughout the life of the mortgage deal, and rates are set by lenders. Clearly there is a higher degree of uncertainty with a standard variable rate remortgage, as interest rates are by nature unpredictable, and fluctuate according to market forces.


There may be additional uncertainty attached to a variable rate mortgage, but some of the advantages of choosing a standard variable rate remortgage deal are:

  • Less likelihood of penalties for paying off the mortgage early
  • Many standard variable rate deals allow overpayments

Amongst the disadvantages of choosing a standard variable rate remortgage are:

  • Interest rates are unpredictable making repayments uncertain
  • Even when the base rate falls, lenders may not always reduce their rates immediately

Compare Standard Variable Rate Remortgage Deals

By comparing over 7,500 mortgage products, Remortgage Search is committed to finding you the right remortgage quote for your circumstances. When you are contemplating remortgaging, it is vital to consider a range of different remortgage deals before making a decision. Simply complete our easy-to-use form, and you can normally expect a response from an FCA authorised mortgage expert within the hour. Even if you have adverse credit history, CCJs or an IVA, we can also help you find the right remortgage deal.

No Obligation Standard Variable Rate Remortgage Quotes

Remortgage Search takes the strain out of searching for a remortgage deal. Filling in our simple enquiry form takes about 30 seconds, and our service is FREE with NO OBLIGATION to you. Fully trained FCA authorised mortgage experts will then search thousands of standard variable rate remortgage quotes and aim to bring you a range of competitive remortgage quotes.

Estimated property value
Mortgage Balance
popular searches
latest news

Remortgage loans drove overall mortgage lending in Wales during the third quarter of 2017, according…Read more »

The total value of privately owned UK housing stock has exceeded £6 trillion for the…Read more »

The 0.25% increase to the Bank of England base rate will mean an average rise…Read more »

free guides & tools